Are you planning to turn your backyard into a dreamy oasis with a swimming pool, but don’t know How Much Does It Cost To Build A Pool. Well, it may cost you between $20,000 and $130,000, depending on various factors such as size, location, pool type, material, and more.
Understanding these elements will help you make informed decisions and plan your budget. So, let’s break down what impacts pool pricing and what to consider before building your pool.
How Much Does It Cost To Build A Pool In 2025?

Many homeowners have a dream to build a pool, but wonder if it’s within their budget. With the sunny weather, a pool is a great way to entertain, relax, and bond with family. So, don’t worry, if you’re thinking about how much a pool costs, because the good news is that nowadays, these pools are highly customizable to fit your style and budget.
There are multiple options for you to choose from, like inground pools, above ground pools, infinity, lap, or plunge pools. Above that, you can also plan your budget by choosing the right pool material, like concrete or vinyl. So, it’s better to pick the right option that fits your budget because you can build one as low as $25,000 and as high as over $130,000, depending on your chosen water features and materials.
What Are The Factors That Impact Pool Costs?
The pool price depends on many factors and elements like water features, size, design, materials, and more. Plus, don’t forget to budget for maintenance costs too. Make sure to keep these key factors in mind when planning to build your dream pool.
1. Pool Size

The size of your pool greatly impacts its overall cost. Bigger pools mean more excavation, higher construction costs, materials, maintenance, water, heating, chemicals, and energy usage expenses. For example, a standard inground pool with a size of 10×20 feet will cost you between $25,000 and $60,000.
However, a larger pool can be fun, but it costs more to maintain, heat, and fill. Consider both the upfront cost and ongoing expenses when selecting a pool size that suits your budget and lifestyle. Below is a complete breakdown of the costs of different sizes of inground pools.
| Pool Dimensions & Area | House Type | Estimated Pool Cost |
|---|---|---|
| 10'x10' (100 Sq ft) | Small yard, townhome | $18,000–$35,000 |
| 10'x15' (150 Sq ft) | Small yard, townhome | $27,000–$52,500 |
| 10'x20' (200 Sq ft) | Small yard, townhome | $26,000–$70,000 |
| 12'x20' (240 Sq ft) | Small single-family home | $31,000–$84,000 |
| 12'x24' (288 Sq ft) | Small single-family home | $38,000–$100,000 |
| 10'x30' (300 Sq ft) | Medium suburban lot | $39,000–$105,000 |
| 12'x30' (360 Sq ft) | Medium suburban lot | $47,000–$126,000 |
| 14'x28' (392 Sq ft) | Medium suburban lot | $51,000–$137,000 |
| 15'x30' (450 Sq ft) | Large suburban lot | $59,000–$158,000 |
| 16'x32' (512 Sq ft) | Large suburban lot | $67,000–$180,000 |
| 17'x34' (578 Sq ft) | Large property | $75,000–$202,000 |
| 18'x36' (648 Sq ft) | Large property | $84,000–$227,000 |
| 18'x38' (684 Sq ft) | Luxury property | $89,000–$239,000 |
| 20'x40' (800 Sq ft) | Luxury property | $104,000–$280,000 |
2. Pool Material
Your chosen material for inground pool greatly impacts the project’s overall cost as well as durability, aesthetic appeal, and maintenance. Below are the three main types of materials to build an inground pool.
| Pool Dimension & Size | Avg Vinyl Pool Cost | Avg Fiberglass Pool Cost | Avg Concrete Pool Cost |
|---|---|---|---|
| 10'×20' | $26,000–$48,000 | $35,000–$66,000 | $40,000–$70,000 |
| 12'×20' | $31,000–$58,000 | $42,000–$79,000 | $48,000–$84,000 |
| 12'×24' | $38,000–$70,000 | $50,000–$95,000 | $58,000–$100,000 |
| 10'×30' | $39,000–$72,000 | $53,000–$99,000 | $60,000–$105,000 |
| 12'×30' | $47,000–$87,000 | $63,000–$119,000 | $72,000–$126,000 |
| 14'×28' | $51,000–$94,000 | $69,000–$129,000 | $78,000–$137,000 |
| 15'×30' | $59,000–$108,000 | $79,000–$149,000 | $90,000–$158,000 |
| 16'×32' | $67,000–$123,000 | $90,000–$169,000 | $102,000–$180,000 |
| 18'×36' | $85,000–$157,000 | $114,000–$214,000 | $130,000–$227,000 |
| 20'×40' | $104,000–$193,000 | $140,000–$263,000 | $160,000–$280,000 |
1. Vinyl Pool

Vinyl pools are also known as budget-friendly inground pools, as they offer customization options in terms of size, shape, liner patterns, and colors. They feature a polymer or steel frame with a vinyl liner. They typically range between $26,000 to $193,000, depending on their size, depth, and other features.
However, they have lower installation costs but are prone to punctures and wear, and aren’t as versatile as concrete pools. The vinyl liners require periodic replacement, usually every 10 years, which further adds to long-term maintenance costs.
2. Fiberglass Pool

Fiberglass pools cost a little more, ranging between $35,000 to $263,000, compared to vinyl pools. They have a non-porous shell that reduces algae growth and cleaning needs. They’re resilient, strong, resistant to sunlight, weather, and chemicals, and more cost-effective than concrete pools.
These pools are made in a factory and shipped as one piece and have design limitations due to their pre-fabricated nature, compared to concrete pools. However, they offer a 25-year lifespan.
3. Concrete Pool

Concrete or gunite pools are a top choice for their versatility, durability, strength, and customization options, and can be shaped into any form. They are made from cement, sand, and water, and are considered the gold standard.
They range between $40,000 to $280,000, depending on size, design, and features. They have a durability of 50 to 100 years and are ideal for large budgets. However, concrete pools have a higher upfront cost and require high maintenance.
3. Pool Shape

The shape and design of your pool impact installation costs and overall aesthetic. Smaller pools, like endless or spool pools, are generally less expensive than the standard and larger ones, like oval, square, and rectangular pools.
However, freeform or custom or freeform pools cost more due to specialized manufacturing and installation. Please note that each shape can enhance the pool’s functionality and visual appeal.
| Pool Type/Shape | Average Cost | Features |
|---|---|---|
| Beach Entry | $75,000–$125,000 | Gradual slope entry that mimics natural beach access |
| Custom | $100,000–$200,000 | Fully customized design to homeowner's specifications |
| Endless | $25,000–$50,000 | Compact pool with current system for continuous swimming |
| Family Leisure | $60,000–$120,000 | Designed with features for all ages and swimming abilities |
| Gothic | $40,000–$60,000 | Rectangular shape with reverse-radius corners |
| Grecian | $45,000–$70,000 | Rectangular shape with flat/beveled corners |
| Infinity | $100,000–$200,000 | Creates visual effect of water extending to horizon |
| Kidney | $55,000–$85,000 | Freeform shape with rounded ends that curve in toward one another |
| L-Shape | $60,000–$90,000 | Shaped like a capital "L," with two connected rectangles that form a corner |
| Lagoon | $65,000–$100,000 | Freeform shape with many curves to resemble a natural body of water |
| Lap | $50,000–$100,000 | Long, narrow design optimized for swimming laps |
| Oval | $50,000–$75,000 | Rounded, elongated shape similar to an egg |
| Plunge | $15,000–$40,000 | Compact pool designed for wading, relaxing, and hydrotherapy |
| Rectangular | $35,000–$65,000 | True rectangular dimensions with four straight sides |
| Round | $30,000–$55,000 | Circular shape, often popular for replacing older, above-ground pools |
| Saltwater | $40,000–$80,000 | Uses salt chlorination system instead of traditional chlorine |
| Spool | $15,000–$30,000 | Small hybrid between spa and pool (typically under 400 sq ft) |
4. Pool Location

Swimming pool costs vary by location due to factors like demand, material costs, local regulations, labor rates, and climate. The cost of living in your area makes inground pool installation more expensive in dense metropolitan areas compared to suburban or rural areas.
Its installation is often easier but much expensive in warmer climates, like Florida and Texas, compared to the northeastern states and urban areas due to shorter pool usage seasons and lower costs. Moreover, building a pool on a hillside property might add $10,000 to $60,000 to the budget due to specialized excavation equipment and retaining walls.
| State | Average Pool Cost | Demand Reasons |
|---|---|---|
| Alabama | $34,000–$55,000 | Hot summers, family recreation |
| Arizona | $34,800–$72,000 | Desert climate, luxury homes |
| California | $59,000–$140,000 | Year-round use, luxury market |
| Florida | $38,200–$101,328 | Tropical climate, retirement homes |
| Georgia | $56,900–$98,400 | Humid summers, suburban growth |
| Nevada | $51,600–$89,200 | Hot climate, resort areas |
| New Jersey | $51,000–$137,000 | Affluent suburbs, short summers |
| New York | $60,000–$80,000 | Upscale homes, short season |
| North Carolina | $62,000–$88,500 | Growing suburbs, humid climate |
| Pennsylvania | $45,000–$125,300 | Seasonal use, family homes |
| Texas | $51,900–$100,700 | Long summers, new construction |
| Vermont | $52,000–$79,000 | Seasonal luxury, vacation homes |
5. Pool Depth

Deeper pools cost more as they require more excavation, water volume, materials, labor, heating, chemical usage, and maintenance. A typical inground pool size with 12×24 feet and a depth ranging from 5 to 8 feet may cost you between $50 to $150 and even more per square foot.
However, a standard pool with 3.5 to 5 feet deep might cost between $35,000 to $65,000, while a deeper pool with a depth of 8 to 10 feet can cost between $50,000 to $90,000.
6. Pool Safety Fence & Cover

Pool cover or fencing is often required for safety and can also enhance the aesthetic value of your backyard. It provides a barrier between people and the water by keeping unsupervised children and animals away to prevent accidents. A typical pool fencing can add $1,500 to $8,000 to the project cost.
Local laws or insurance companies may require pool fencing. The type, size, and material of the fence impact the overall cost. You may choose mesh or chain fences that cost under $10 per square foot, or premium materials like tempered glass costing you hundreds of dollars per square foot. Autocovers can also be chosen depending on your pool size and shape, but they might cost you between $10,000 to $35,000.
7. Pool Heating & Cooling Systems

Pool heating and cooling systems enable comfortable swimming year-round, resulting in an increase in the overall pool cost due to installation and operational expenses. The pool heating systems might typically cost $1,000 to $7,000 to install.
You may use heat pumps, gas heaters, or solar systems as per your budget and climate. Advanced systems or chillers can also be used to maintain the temperature, which costs between $3,000 and $10,000.
| System Type | Installation Cost | Monthly Cost | Usage & Benefits |
|---|---|---|---|
| Gas Heater | $2,000–$2,800 | $300–$500 | Fast heating but high operating costs. Best for occasional use in moderate climates (50-80°F). |
| Heat Pump | $2,800–$4,500 | $100–$200 | Energy efficient heating/cooling. Ideal for moderate climates (60-90°F) with regular use. |
| Solar Heater | $4,000–$7,000 | $0–$50 | Eco-friendly with minimal operating costs. Requires 6+ daily sun hours for optimal performance. |
| Chiller System | $5,000–$10,000 | $150–$400 | Powerful cooling for hot climates (85°F+). Maintains precise temperatures (as low as 65°F). |
| Evaporative Cooler | $1,500–$3,500 | $50–$150 | Low-cost cooling for dry climates (humidity below 50%). Cools 10-15°F below ambient temperature. |
8. Pool Site Preparation

Before installing the pool, it’s important to prepare the site. First, large obstacles like tree roots and rocks are removed, and then preparation is started, like leveling and grading the ground as well as building retaining walls.
This excavation cost is based on terrain, soil type, obstructions, depth, ranging between $2.50 to $15.00, and sometimes to over $200 per cubic yard. The difficult yard access, uneven land, and poor soil conditions can increase pool installation costs. Furthermore, complexities with groundwater, landscaping, and extra materials for drainage can further increase costs.
9. Pool Lighting & Water Features

Pool lighting is not just about visibility, it is also about setting the mood and ambiance for day and night. There are many options, including color-changing lights, LED lights, and underwater fixtures. LED lights range between $1,500 to $5,000, are durable, and require less maintenance than traditional lighting.
On the other hand, water features like cascading waterfalls, decorative fountains, water curtains, bubblers, and laminar jets create a resort-like atmosphere. These features range from $400 to $15,000 or more.
| Pool Features | Estimated Cost | Maintenance | Energy Usage |
|---|---|---|---|
| Bubble Jets | $1,800–$5,000+ | Quarterly jet cleaning, air line inspection | Low (100-300W) |
| Bubblers | $2,500–$6,500+ | Monthly nozzle cleaning, winterization | Low (150-350W) |
| Cascading Waterfalls | $5,000–$15,000+ | Weekly cleaning to prevent mineral deposits | Moderate (500-800W) |
| Color-Changing LED Lights | $2,500–$6,000+ | 5-7 year bulb lifespan, lens cleaning | High efficiency (60-120W) |
| Decorative Fountains | $2,000–$10,000+ | Monthly nozzle cleaning | Low-moderate (300-600W) |
| Laminar Jets | $3,500–$9,000+ | Bi-monthly flow adjustment, nozzle alignment | Moderate (400-700W) |
| Standard LED Lighting | $1,500–$4,000+ | 5-7 year bulb lifespan | High efficiency (50-100W) |
| Swim-Up Bars | $7,000–$20,000+ | Daily surface cleaning | Varies by accessories |
| Underwater Speakers | $3,000–$8,000+ | Annual waterproofing checks | Moderate (200-400W) |
| Water Curtains | $4,000–$12,000+ | Weekly screen cleaning, pump maintenance | Moderate-high (600-900W) |
10. Additional Pool Features

Some additional features are also available that you may consider installing in your dream inground pool. Installing these add-on features may cost you between $500 to $20,000 and even more.
| Additional Pool Features | Description | Average Cost |
|---|---|---|
| Automation Systems | Smart controls for lighting, heating, cleaning, and water features | $1,500-$15,000+ |
| Beach Entry | Gradual sloping entry that mimics natural beaches (also called zero-entry) | $3,000-$15,000+ |
| Built-in Seating | Submerged benches, loungers, or swim-up bars | $800-$5,000 |
| Diving Board | Standard or premium springboard for diving | $700-$6,500 |
| Fire Features | Poolside fire pits, bowls, or floating fire elements | $2,500-$15,000+ |
| Infinity Edge | Vanishing edge that creates visual water continuity with the horizon | $15,000-$100,000+ |
| Integrated Spa | Hot tub built into the pool structure with shared filtration | $8,000-$25,000+ |
| Saltwater System | Chlorine generator system for gentler water treatment Maintenance: $100-$300 annually Energy usage: 40-100 watts when generating |
$1,500-$3,500 |
11. Pool Decking & Landscaping

Pool decking & landscaping will totally change the overall aesthetic of your pool area. Options like concrete, pavers, stone, and wood can be chosen that range between $3,000 to $20,000 or more for high-end materials. A pool deck provides a non-slip surface and protects landscaping from chlorine or salt.
Landscaping adds functional outdoor living spaces like outdoor kitchens, trees, grass, seating areas, a cabana, and fire pits. You can also choose limiting decking to 4 to 5 feet around the pool perimeter, or starting with decking on just one side, to save thousands.
| Decking & Landscaping | Description | Average Cost |
|---|---|---|
| Concrete | Durable poured surface, can be stamped or colored for decorative effects Durability: 25-50 years with proper maintenance |
$6-$15 per sq.ft. |
| Pavers | Interlocking concrete or brick units, excellent drainage and repair options Durability: 20-30 years |
$10-$25 per sq.ft. |
| Wood Decking | Natural appearance (typically cedar, redwood, or pressure-treated pine) Maintenance: Requires sealing every 2-3 years |
$15-$35 per sq.ft. |
| Composite Lumber | Wood-plastic blend, resistant to rot and insects Maintenance: Minimal, no sealing required |
$20-$45 per sq.ft. |
| Travertine Pavers | Natural stone with cool surface and elegant appearance Durability: 50+ years |
$15-$30 per sq.ft. |
| Tile Decking | Ceramic or porcelain tiles with slip-resistant finishes Maintenance: Grout requires periodic sealing |
$12-$40 per sq.ft. |
| Deck Coatings | Protective layers for existing concrete (epoxy, acrylic, or rubberized) Durability: 5-10 years before recoating |
$3-$8 per sq.ft. |
| Artificial Turf | Low-maintenance synthetic grass alternative around pool areas Maintenance: Occasional rinsing and brushing |
$5-$20 per sq.ft. |
| Flagstone Decking | Natural flat stones with irregular shapes for rustic look Durability: 25+ years |
$15-$40 per sq.ft. |
| Trees | Ornamental or shade trees (palm, citrus, olive, etc.) Maintenance: Varies by species |
$150-$2,500 per tree |
| Shrubs | Bushes and hedges for privacy and decoration Maintenance: Regular pruning needed |
$30-$300 per plant |
| Potted Plants | Container gardens for flexible poolside decoration Maintenance: Frequent watering in summer |
$50-$500 per arrangement |
12. Permit

It’s crucial to get a permit from your local regulatory authorities before starting pool construction. Local regulations and permit costs vary depending on your site location and project scope. The cost of permits for an inground pool, including building and electrical permits, can range from $100 to $2,000. Additionally, you may need to pay for an inspector to locate utility or sewer lines before digging.
13. Labor

Labor costs for swimming pool installation can vary by pool type and your location. Moreover, Complex pool designs increase labor costs due to the need for skilled contractors, plumbers, electricians, craftsmen, and extended project timelines.
Additionally, complex designs and materials require more time and skill to install, resulting in higher labor costs. Labor costs for pool installation range between $600 to $30,000.
14. Insurance

Having a pool not only enhances the functionality and aesthetic of your property but also increases liability risk, which can raise insurance premiums. It’s important to update your homeowner’s insurance policy after building a pool, as it can increase insurance premiums by $50 to $75 per year due to the added liability risk. However, home renovation loans can also help with that.
15. Pool Maintenance

Please note that regular maintenance, like chlorine or salt, filtering, cleaning, and basic repairs, prevents costly repairs. Ongoing pool maintenance costs include $60 to $150 per month for cleaning and chemical balancing, $50 to 135 per session for drain and filter cleaning after every 3 to 6 months, and $150 to $550 twice a year for opening or closing the pool.
Additional costs may include yearly winterizing services, concrete resurfacing, fiberglass gel coat applications for scratches, and vinyl liner replacements.
| Maintenance Service | Description | Average Cost |
|---|---|---|
| Cleaning & Chemical Balancing | Weekly maintenance including skimming, vacuuming, and adjusting pH/chlorine levels Frequency: Weekly during pool season |
$80-$180 per month |
| Drain & Filter Cleaning | Complete system flush and filter media replacement/cleaning Frequency: Annually or when pressure rises 8-10 PSI |
$150-$400 per service |
| Pool Opening | Seasonal startup including equipment inspection, water filling, and chemical balancing Frequency: Each spring |
$200-$500 per opening |
| Pool Closing | Winterizing including water drainage, equipment protection, and cover installation Frequency: Each fall before freezing |
$250-$600 per closing |
| Yearly Winterizing Services | Comprehensive winter protection including plumbing blowout and antifreeze treatment Recommended for: All pools in freezing climates |
$300-$800 annually |
| Concrete Resurfacing | Application of new plaster or pebble finish over existing concrete shell Frequency: Every 10-15 years |
$3,500-$10,000+ |
| Fiberglass Gel Coat Repair | Specialized coating to fix scratches and restore smooth surface Recommended when: Visible fiberglass matting appears |
$500-$2,500 per repair |
| Vinyl Liner Replacement | Complete liner swap, including pattern selection and custom fitting Frequency: Every 7-12 years |
$2,500-$5,500 |
Average Cost To Install Inground Pool

No one can tell you the exact cost to install an inground pool. However, on average, an inground pool installation costs range between $25,000 to $130,000, depending on many factors like size, material, location, and more. You can build a basic pool for just $15,000 to $30,000, while a pool with high-end features may cost over $130,000.
The first step for pool installation, which is excavation, will cost you approximately $500 to $5,000, depending on your surface and soil conditions. Next, the electrical and plumbing phase ranges between $500 to $10,000, while labor cost typically ranges between $600 to $30,000. The permits for local regulation authorities may cost you $500 to $2,000. Finally, pool decking and landscaping might cost you $1,500 to $8,000.
However, there are other things to consider, like water features, lighting, heating, and cooling systems. It’s better to hire a professional for pool installation. However, you may save some by installing it in the off-season and avoiding high-end features. Also, make sure to consider all the above factors when looking for how much does it cost to build a pool.
Bottom Line
An inground pool installation costs range from $25,000 to over $130,000, depending on size, pool type, design, location, and water features. Understanding all costs upfront is crucial for a successful project.
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Frequently Asked Questions (FAQs)
How Much Does A 12×24 Inground Pool Cost?
A 12×24 inground pool installation may cost you between $30,000 to $120,000, depending on your chosen material, location, and water features.
What Is The Average Cost To Install An Inground Pool?
Installing an inground pool mainly depends on your chosen size and material. For example, installation of a fiberglass pool ranges between $35,000 to $263,000, a vinyl pool ranges between $26,000 to $193,000, and a concrete pool costs between $40,000 to $280,000.
How Long Does An Inground Pool Last?
The durability of inground pools depends on your choice of material. For example, vinyl pools last for ten years, fiberglass pools last for 20 to 30 years, and concrete pools have a durability of 50 to 1000 years with proper care.
What Is The Cheapest Type Of Inground Pool?
Vinyl pools are the cheapest type of pool to install as they have the lowest installation and upfront cost. However, they require proper maintenance for durability.
How To Reduce The Cost Of Building A Pool?
To save on pool construction costs, choose a pool location that doesn’t need a lot of digging or extra work. Consider simpler and smaller sizes with budget-friendly materials like vinyl liner or metal wall pools. Try to skip the optional features and get multiple builder quotes.